第二次EIDL申请具体注意事项有:

1.低收入社区-EIDL补助金将只提供给低收入社区的企业,这些企业的收入自2019年3月初以来的任何8周内至少下降了30%(相对于2019年同期)。

2.这笔救助金为总数200亿美金,先领先得发完为止

3.第二次EIDL发放地区-法律将这种贫困地区定义为贫困率高于20%的地区,尽管其它测量也可能适用。

4.第二次EIDL是TARGETED OFFER,SBA将会给符合标准的商家发送邮件并且目前也只能通过邮件申请。

5.本次EIDL最高额度还是1万。

PS:华人商家应该尤其注意,因为华人雇主大多都没有查看邮箱的习惯。那么如果你被TARGETED但又没有及时申请,钱被发完之后就不再有机会再次申请了!!*

Do I qualify for the new targeted EIDL grant?
Targeted EIDL advances (grants) are an extension of the emergency EIDL grants in the CARES Act, but the requirements are somewhat different.

Important: Only businesses that previously applied for an emergency EIDL advance (grant) and meet the new criteria will be eligible for the Targeted EIDL advance (grant).

To qualify for the full targeted $10,000 EIDL grant, a business must:

Be located in a low-income community, and
Have suffered an economic loss greater than 30%, and
Employ not more than 300 employees
In addition, the business must qualify as an eligible entity as defined in the CARES Act:

A small business, cooperative, ESOP Tribal concern, with fewer than 500 employees*
An individual who operates under as a sole proprietorship, with or without employees, or as an independent contractor; or
A private non-profit or small agricultural cooperative.
The business must have been in operation by January 31, 2020
The business must be directly affected by COVID-19
Economic loss is defined as “the amount by which the gross receipts of the covered entity declined during an 8-week period between March 2, 2020, and December 17, 2021, relative to a comparable 8-week period immediately preceding March 2, 2020, or during 2019.” The SBA will come up with a formula for seasonal businesses. SBA states that potentially eligible applicants “will be asked to provide gross monthly revenue (all forms of combined monthly earnings received, such as profits or salaries) to confirm the 30% reduction.”

A low income community is defined in Section 45D(e) of the Internal Revenue Code of 7 1986 as follows:

“The term “low-income community” means any population census tract if the poverty rate for such tract is at least 20 percent, or in the case of a tract not located within a metropolitan area, the median family income for such tract does not exceed 80 percent of statewide median family income, or in the case of a tract located within a metropolitan area, the median family income for such tract does not exceed 80 percent of the greater of statewide median family income or the metropolitan area median family income.” (There are some additional ways areas may qualify as a low-income community in that reference.)

This tool from Census may help you understand if your business is located in a low-income community. However, we recommend you do not rely on it to determine if you qualify. The SBA states that “additional details on how SBA will identify low-income communities will be available soon on www.sba.gov/coronavirusrelief.”